CVE-2026-103895: Auth Bypass (CVSS 8.1)

Description

The miniOrange OTP Login, Verification and SMS Notifications plugin for WordPress is vulnerable to Authentication Bypass in versions up to, and including, 5.5.8 via the `mo_by_pass_login()` function. This is due to `mo_delay_otp_process()` short-circuiting the authentication flow before password validation or the administrator intent gate (added in 5.5.6) can run, combined with the Delay OTP grace flag (`mov_last_verified_dttm`) being stored as a `user_meta` row keyed solely by target user ID with no binding to the originating session, cookie, IP address, or device. This makes it possible for unauthenticated attackers to authenticate as any WordPress user — including administrators — by submitting only a known username with the `mo_wp_login_intent=otp` parameter and any non-empty password, thereby inheriting a legitimate user's open Delay OTP grace window without ever supplying correct credentials. Exploitation requires the site to have OTP-only login (`wp_login_skip_password=1`, `wp_login_skip_password_fallback=0`) and Delay OTP Verification (`wp_login_delay_otp=1`) enabled, and the target account must currently be within its configured Delay OTP interval.

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CVSS v3.1 Score

8.1

HIGH

CVSS:3.1/AV:N/AC:H/PR:N/UI:N/S:U/C:H/I:H/A:H

EPSS — Exploit Prediction

0.0043

Probability of exploitation

0.37%

Percentile rank

EPSS estimates the probability that this vulnerability will be exploited in the wild within the next 30 days. A higher score means more likely to be exploited.

Weakness Type (CWE)

CWE-287 Improper Authentication

References

Other References

https://plugins.trac.wordpress.org/browser/miniorange-otp-verification/tags/5.5.7/handler/forms/class-wploginform.php#L1050 https://plugins.trac.wordpress.org/browser/miniorange-otp-verification/tags/5.5.7/handler/forms/class-wploginform.php#L1170 https://plugins.trac.wordpress.org/browser/miniorange-otp-verification/tags/5.5.7/handler/forms/class-wploginform.php#L1519 https://plugins.trac.wordpress.org/browser/miniorange-otp-verification/tags/5.5.7/handler/forms/class-wploginform.php#L1573 https://plugins.trac.wordpress.org/browser/miniorange-otp-verification/tags/5.5.7/handler/forms/class-wploginform.php#L511 https://plugins.trac.wordpress.org/browser/miniorange-otp-verification?rev=3741261 https://plugins.trac.wordpress.org/changeset/3733803/miniorange-otp-verification/trunk/handler/forms/class-wploginform.php https://www.wordfence.com/threat-intel/vulnerabilities/id/4a3a7097-e184-40d0-9c26-7c5638c937a5?source=cve

Frequently Asked Questions

What is CVE-2026-103895? +

The miniOrange OTP Login, Verification and SMS Notifications plugin for WordPress is vulnerable to Authentication Bypass in versions up to, and including, 5.5.8 via the `mo_by_pass_login()` function. This is due to `mo_delay_otp_process()` short-circuiting the authentication flow before password validation or the administrator intent gate (added in 5.5.6) can run, combined with the Delay OTP grace flag (`mov_last_verified_dttm`) being stored as a `user_meta` row keyed solely by target user ID with no binding to the originating session, cookie, IP address, or device. This makes it possible for unauthenticated attackers to authenticate as any WordPress user — including administrators — by submitting only a known username with the `mo_wp_login_intent=otp` parameter and any non-empty password, thereby inheriting a legitimate user's open Delay OTP grace window without ever supplying correct credentials. Exploitation requires the site to have OTP-only login (`wp_login_skip_password=1`, `wp_login_skip_password_fallback=0`) and Delay OTP Verification (`wp_login_delay_otp=1`) enabled, and the target account must currently be within its configured Delay OTP interval. It has a CVSS v3.1 base score of 8.1 (HIGH).

How severe is CVE-2026-103895? +

CVE-2026-103895 has a CVSS v3.1 score of 8.1 out of 10, rated HIGH. This is a high-severity vulnerability that should be prioritized for patching. The EPSS score is 0.0043, placing it in the 0th percentile for exploitation probability.

How do I check if I'm vulnerable to CVE-2026-103895? +

You can use Secably's free Website Scanner to check your website for known vulnerabilities. For infrastructure scanning, use the Port Scanner to identify exposed services that may be affected. Check the vendor advisories linked above for specific patch and version information.

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